Saturday, January 8, 2011

Sabotaged by Bank of America

Ok, so I am writing this a week and a half before my home goes up for auction.  I am writing this because I am frustrated beyond belief with Bank of America, I know I am not the only one in this predictament.  I lost my job last year and ended up doing a modification.  We started making payments again in November of 2009.  Our trial period for our modification was February through the beginning of May.  We kept making our payment without missing a single month from November of 2009 through August of 2010.  When we called to make our payment for September, Bank of America would not take it because we were back into foreclosure.  The month after our modification was finalized, we got the notice of intent to accelerate.  Let me repeat that, the month after our modification went through we got our notice of intent to accelerate.  Apparently by September we were 3 to 4 months behind, although I had not missed a payment since November of 2009.  I immediately called them and they said not to worry about it, that the monies had been applied to a different account.  They would fix the problem.  I kept in touch with them (I have 12+ pages of notes and hours and hours on the phone.)  I have spoken to every department many times over with no avail.  So needless to say I had to hire an attorney to save my home.  I have heard many people speaking about their frustration with Bank of America.  But until this happened I didn't listen to them.  I hope this helps get the word out there, and also if any of you have any ideas as to saving my house let me know.

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